While in Hainan, you may consider purchasing private health insurance. Plans may include:

· Inpatient coverage

· Outpatient coverage

· Wellness care

· Dental care

To enquire about buying private health insurance, you can:

1. Go straight to an insurance company. Major insurers in China include Aetna, Allianz, Cigna, and Ping An Health.

2. Go to a broker. Pacific Prime is a well-established broker offering plans from over 30 insurers worldwide.

Remember to shop around and get quotes from different insurers to compare prices, benefits, and coverage area.

Please note that in Hainan, it is not currently possible to use private health insurance cards to cover minor medical expenses upfront. If you buy medical insurance, you must remember to retain all records and receipts when visiting the hospital as an outpatient and submit these to your insurer for reimbursement. For major medical events that require surgery and hospital stays, contact your insurer for advice on next steps.